Natalie B. Choate

Retired / Boston

Overview

Natalie B. Choate is retired of counsel in Nutter's Private Client Department. Her two books, Life and Death Planning for Retirement Benefits and The QPRT Manual, are leading resources for estate planning professionals.

News & Insights

News

61 Nutter Lawyers Recognized in 2022 Best Lawyers in America© and Best Lawyers: Ones to Watch
08.19.2021 | Press Release
Chambers High Net Worth 2021 Ranks Nutter as a Top Law Firm in Private Wealth Law
07.22.2021 | Press Release
61 Nutter Lawyers Recognized in 2021 Best Lawyers in America©
08.20.2020 | Press Release
Chambers High Net Worth 2020 Recognizes Nutter as a Leading Law Firm in Private Wealth Law
07.09.2020 | Press Release
Natalie Choate Quoted on New IRA Donation Strategies in The Wall Street Journal
04.22.2020 | Media Coverage
Natalie Choate Comments on Retirement Breaks in The Wall Street Journal
01.17.2020 | Media Coverage
Natalie Choate Comments on Inheriting IRAs in The Wall Street Journal
12.21.2019 | Media Coverage
Natalie Choate Quoted on the Differences Between 401(k)s and IRAs in The Wall Street Journal
09.03.2019 | Media Coverage
Forty-four Nutter Lawyers Named 2020 Best Lawyers in America©
08.15.2019 | Press Release
Chambers HNW 2019 Names Nutter a Leading Law Firm in Private Wealth Law
07.12.2019 | Press Release
Natalie Choate Quoted on Qualified Charitable Distributions in The Wall Street Journal
12.13.2018 | Media Coverage
Natalie Choate Quoted on Roth IRA Conversions in The Wall Street Journal
08.20.2018 | Media Coverage
Thirty-nine Nutter Lawyers Named 2019 Best Lawyers in America©
08.15.2018 | Press Release
Chambers HNW 2018 Recognizes Nutter for Excellence in Private Wealth Law
07.20.2018 | Press Release
Natalie Choate Quoted on IRA and Beneficiaries in The Wall Street Journal
06.04.2018 | Media Coverage
Natalie Choate Quoted on Roth IRA Assets in InvestmentNews
05.02.2018 | Media Coverage
Natalie Choate Quoted on Required Minimum Distributions in USA Today
03.21.2018 | Media Coverage
Natalie Choate Quoted on Charitable Remainder Trusts in The Wall Street Journal
12.13.2017 | Media Coverage
Writing for Morningstar, Natalie Choate Examines Nine Less Conventional Ways to Enjoy Roth Accounts
11.14.2017 | Media Coverage
Natalie Choate Quoted on Roth Accounts in InvestmentNews
11.06.2017 | Media Coverage
Natalie Choate Authors Morningstar Article on How to Roll Over an IRA into a Qualified Plan
10.16.2017 | Media Coverage
Chambers HNW 2017 Honors Nutter for Excellence in Private Wealth Law
09.15.2017 | Press Release
Natalie Choate Weighs In on Charitable Giving in Morningstar
08.21.2017 | Media Coverage
Forty-one Nutter Lawyers Named 2018 Best Lawyers in America©
08.15.2017 | Press Release
Natalie Choate Discusses 401(k) Beneficiaries in MarketWatch
07.31.2017 | Media Coverage
Natalie Choate Analyzes Required Minimum Distributions in The Wall Street Journal
02.05.2017 | Media Coverage
Natalie Choate Discusses Inherited IRAs in USA Today
11.10.2016
Thirty-two Nutter Attorneys Named 2017 Best Lawyers in America©
08.15.2016
Chambers HNW 2016 Honors Nutter for Excellence in Private Wealth Law
06.27.2016
Natalie Choate Discusses The Best and Worst Retirement Planning Ideas in InvestmentNews video
05.05.2016
Natalie Choate Weighs In on IRAs Attracting More IRS Attention in Financial Planning
04.27.2016
Forty-four Nutter Attorneys Recognized in 2015 Edition of Massachusetts Super Lawyers and Rising Stars
10.30.2015
Thirty Nutter Attorneys Named 2016 Best Lawyers in America©
08.17.2015
The Wall Street Journal quotes Natalie Choate in “Is a Roth Account Right for You?”
12.19.2014
Forty-seven Nutter attorneys selected for 2014 Massachusetts Super Lawyers
10.17.2014
Twenty-one Nutter Attorneys Named 2015 Best Lawyers in America©
08.21.2014
Massachusetts Lawyers Weekly quotes Natalie Choate in “IRA rollover rule poses trap for lawyers, clients”
07.21.2014
The Wall Street Journal quotes Natalie Choate in “Smart Ways to Bequeath Your IRA”
04.26.2014
The Wall Street Journal quotes Natalie Choate in “Charitable Perk Expires”
02.10.2014
The Wall Street Journal quotes Natalie Choate in “The Ins and Outs of Trusteed IRAs”
12.16.2013
Forty-two Nutter attorneys selected for 2013 Massachusetts Super Lawyers
October 2013
Nineteen Nutter attorneys selected for The Best Lawyers in America, 2014 edition
09.11.2013
The Wall Street Journal quotes Natalie Choate in “A Roth IRA Escape Hatch”
10.05.2012
Thirty-four Nutter attorneys selected for 2012 Massachusetts Super Lawyers
October 2012
Nineteen Nutter attorneys selected for The Best Lawyers in America, 2013 edition
09.03.2012
The Wall Street Journal quotes Natalie Choate extensively in “Inherited IRAs: a Sweet Deal”
04.13.2012
The New York Times quotes Natalie Choate in “Looking to 70 1/2, a Magic Number in Retirement Plans”
February 11, 2012
Natalie Choate quoted in “Family Feuds: The Battles Over Retirement Accounts”
The Wall Street Journal, 09.07.2011
Natalie Choate quoted in “What the Experts are Doing with Their Own Roth IRAs”
The Wall Street Journal , 08.14.2010
Natalie Choate quoted in “Five Rules for Inherited IRAs”
Forbes Investment Guide, 06.28.2010
Natalie Choate quoted in “Dueling Retirement Plans”
The Wall Street Journal, 02.21.2010
Natalie Choate quoted in “Saying ‘No Thanks’ to a Bequest”
The New York Times, 02.18.2010
Natalie Choate quoted in “How to Hand Down Assets in Retirement Plans”
The Wall Street Journal, 11.21.2009
Natalie Choate named as the “Boston Best Lawyers Trusts and Estates Lawyer of the Year” for 2010
11.16.2009
Natalie Choate quoted in “Deciding Whether a Roth Is Right”
New York Times, 10.15.2009
Natalie Choate quoted in “Study Estate Plans Before Laws Shift”
The New York Times, 02.26.2009
Natalie Choate quoted in “New IRA Law Bewilders Investors”
The Wall Street Journal, 02.11.2009
Natalie Choate publishes “Strategies for Leaving IRA Funds to Charity”
Ed Slott’s IRA Advisor, December 2008
Natalie Choate quoted on tax-free IRA charity distribution
The Wall Street Journal, 10.18.2008
Natalie Choate publishes “Annuity Contracts inside Retirement Plans”
Northwestern Mutual Advanced Planning Bulletin, July 2008
Natalie Choate quoted in “Uncle Sam Gets Tougher On IRA Error”
The Wall Street Journal, 06.14.2008
Natalie Choate publishes “Do’s and Don’ts of RMDs”
Morningstar Advisor, June 2008

Speaking Engagements

Publications

Writing for Morningstar, Natalie Choate Discusses Indirect Roth IRA Contributions
01.11.2021
Writing for Morningstar, Natalie Choate Discusses Charitable Remainder Trusts
11.16.2020 | Article
Writing for Morningstar, Natalie Choate Authors Article on Wealth Sharing Strategies
08.13.2020
IRS Provides More Good News with Respect to Retirement Plan Required Minimum Distributions
07.14.2020 | Legal Advisory
Key Retirement Plan Components of the Coronavirus Aid, Relief, and Economic Security Act
04.03.2020 | Legal Advisory
Natalie Choate Authors Article on Drafting See-Through Trusts After the SECURE Act
03.25.2020 | Article
The End of the Stretch IRA as We Know It: Important Information About the SECURE Act
01.10.2020 | Legal Advisory
Writing for Morningstar, Natalie Choate Addresses IRAs and Retirement Plans
05.13.2019 | Article
Writing for Morningstar, Natalie Choate Discusses IRA-to-IRA Rollover Traps
04.18.2019 | Article
Writing for Morningstar, Natalie Choate Addresses IRA Annuity Surprises
03.21.2019 | Article
Writing for Morningstar, Natalie Choate Explains Filing Timelines for Missed Required Minimum Distributions
02.14.2019 | Article
Writing for Morningstar, Natalie Choate Examines 401(k) Early Withdrawal Penalties
12.19.2018 | Article
Writing for Morningstar, Natalie Choate Addresses Required Minimum Distribution Rollovers
11.13.2018 | Article
Writing for Morningstar, Natalie Choate Discusses How to Effectively Take Early IRA Distributions Without Penalty
10.19.2018 | Article
Writing for Morningstar, Natalie Choate Discusses Thorny Issues When Leaving IRA to Trust for Young Children
08.20.2018 | Article
Writing for Morningstar, Natalie Choate Outlines Three Misleading IRS Forms
06.08.2018 | Article
Writing for Morningstar, Natalie Choate Examines the Income Tax System
04.17.2018 | Article
Writing for Morningstar, Natalie Choate Outlines IRA Recharacterizations
02.12.2018 | Article
Writing for Morningstar, Natalie Choate Evaluates the Tax Cuts and Jobs Act
01.29.2018 | Article
Writing for Morningstar, Natalie Choate Analyzes the Need of IRA Holders to Scrutinize IRS Form 5498
12.14.2017 | Article
Writing for Morningstar Advisor, Natalie Choate Analyzes Stretch IRAs
09.11.2017
Writing for The Signal, Natalie Choate Analyzes Charitable Remainder Trusts
Spring 2017 | Article
Writing for Morningstar News, Natalie Choate Discusses Tax Advice for the President-Elect
12.31.2016 | Article
Natalie Choate Analyzes Qualified Charitable Distributions in Morningstar News
11.11.2016 | Article
Writing for Morningstar News, Natalie Choate Discusses RMDs for Surviving Spouses
10.16.2016 | Article
Natalie Choate Evaluates 12 No-Tax and Low-Tax Retirement Plan Distributions in Morningstar News
08.13.2016 | Article
Writing for Morningstar News, Natalie Choate Outlines Retirement Account Options
07.23.2016 | Article
Natalie Choate Analyzes Annuities in Morningstar News
07.09.2016 | Article
Writing for Morningstar News, Natalie Choate Evaluates Keeping IRAs Separate
05.14.2016 | Article
Natalie Choate Evaluates Required Minimum Distribution Dilemma in Morningstar News
04.10.2016 | Article
Writing for Morningstar News, Natalie Choate Evaluates Required Minimum Distributions
03.12.2016 | Article
Writing for Morningstar News, Natalie Choate Authors Article on Plan Administrator Snafus
02.13.2016 | Article
Obama Signs PATH, Making IRA Charitable Rollovers Permanent
12.18.2015 | Legal Advisory
Morningstar News publishes “Planning for the Dementia Factor in Retirement” by Natalie Choate
12.14.2015 | Article
Morningstar News publishes “Excess IRA Contributions: How to Fix Them” by Natalie Choate
11.23.2015 | Article
U.S. Supreme Court Overturns DOMA
07.10.2013 | Legal Advisory
Natalie Choate featured in “Hitting The Bottom Line” in InvestmentNews
05.13.2013 | Article
It’s Decision Time -- Will You Be Making Big Gifts Before Year-End?
11.14.2012 | Legal Advisory

Honors

The Best Lawyers in America (25+ years)
Massachusetts Super Lawyers, 2005-2021
Chambers High Net Worth (HNW), 2016-2021

Education & Admissions

Education

Harvard Law School, J.D.
Radcliffe College, B.A., cum laude

Admissions

Massachusetts

Practices

Private Client

Noteworthy

The Best Lawyers in America (25+ years)
Massachusetts Super Lawyers, 2005-2021
Chambers High Net Worth (HNW), 2016-2021