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Natalie Choate Discusses Inherited IRAs in USA Today

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Natalie Choate, a member of Nutter’s Trusts and Estates Department, evaluated inherited IRAs and the options and rules surrounding them in USA Today. In the article, “Tips on the best way to pass your IRA down to your child,” Natalie notes that simply naming a child as a contingent beneficiary will give the child the right to hold that account as an inherited IRA. She points out that the child will be entitled under today’s rules to withdraw the money gradually over his or her life expectancy, and that the IRA provider or a competent financial planner should be able to provide guidance on the required withdrawals.

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