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Morningstar News publishes “Planning for the Dementia Factor in Retirement” by Natalie Choate

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Natalie Choate, a member of the firm’s Trusts and Estates Department, published “Planning for the Dementia Factor in Retirement” in Morningstar News on December 12. The article discusses options for IRAs in the event of dementia or a potential anticipated mental disability in a surviving spouse-beneficiary. Natalie notes that for a senior or anyone else concerned about potential future mental decline—either his or her own or that of his or her beneficiary—for now, the trusteed IRA provides the best possible protection, especially when combined with a well-drafted durable power of attorney to close any gaps a trusteed IRA cannot fill.

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