Nutter McClennen & Fish LLP
Attorneys at Law
www.nutter.com

Banking and Financial Services

Overview
Nutter's banking and financial services attorneys represent clients in a wide range of banking and financial services matters. We represent our clients in all legal aspects of their loan and investment transactions, as well as their regulatory, corporate, and litigation needs.

Our clients
Our clients include the full range of financial institutions, such as commercial banks and bank holding companies, thrift institutions and thrift holding companies, trust companies, insurance companies and agencies, equipment leasing companies, non-bank subsidiaries, and real estate investment trusts.

Our practice
Regulatory and corporate matters

  • Mergers, acquisitions, and public and private sales of equity and debt securities for various types of banking and insurance companies, including trust-preferred securities
  • Organization of de novo banks
  • New structures, including mutual holding companies and conversions of mutual banks
  • New products and services, including insurance, investment products, trust services, collective investment and common trust funds
  • Corporate and regulatory advice

Loan structuring, negotiation and documentation

  • Corporate lending, including asset-based, unsecured and secured loans, credits with multiple pricing and currency options, agented multi-bank and multi-borrower credits, loan participations, mezzanine financing, commercial finance, and factoring
  • Lending to specialized industries, including high-technology companies, health care providers, educational institutions, senior housing, and low-income housing developers

 Real estate financings

  • Multi-dimensional warehouse lines of credit to low-income housing tax credit syndicators
  • Acquisition financings, including leveraged buyouts and ESOPs

Workout, restructuring and bankruptcy

  • Represent secured and unsecured lenders and corporate trustees in pre-bankruptcy workouts, bankruptcy proceedings, litigation, foreclosures, and lender liability litigation

Equipment leasing

  • Represent originating lessors, syndicators and lease purchasers
  • Handle complex transactions involving a wide range of assets
  • Structure and analyze tax and leverage structures and public/private partnerships

Public finance

  • Represent municipal issuers, corporate borrowers, equipment lessors, investment bankers, corporate trustees, placement agents, and providers of credit enhancement and liquidity support for public financings
  • Certificates of participation

Executive compensation

  • Design and administer equity-based compensation programs on a company-wide and individual basis
  • Structure compensation programs on a tax-efficient basis, balancing performance and reward
  • Advise and counsel on compensation arrangements, including incentive and nonqualified stock option plans, and profit interests in partnerships and limited liability companies
  • Develop ways to reduce high-net-worth individuals' future estate taxes attributable to compensation-related asset